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Faelit
US-California-Anaheim/Huntington Beach
Accounting Staff/Payoff Administrator
To obtain a position where my education and experience in accounting, banking, administration, account management and customer relationship abilities can be utilized in a company that offers the opportunity for enhancement and growth.
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to high-networth corporate officers, established guidelines to ensure exemplary service, exceeded goals by 35%, achieved service excellence award.
Land Bank Assistant Branch Manager
Managed branch with over 30 employees, established guidelines to tellers to ensure excellent service to municipal treasurers, managed distribution of payroll for 48 municipal treasurers within one region, approved checks encashments, conducted staff performance appraisals, complied government regulatory reports, attend meetings in corporate headquarters
Phil. Commercial & Industrial Bank Assistant Manager
Established credit lines for consumer/corporate accounts, conducted plants visits for annual review, solicited time deposits, money market placements, reviewed credit line proposals being a member of the credit committee, ensured delivery of excellent service to consumer/corporate clients.
Solidbank Corporation- Assistant Vice President
Managed 12 account managers who set-up account relationship with consumer/corporate clients. Evaluated recommendation of credit lines as member of the Credit Committee. Monitored progress of past due accounts, conducted joint visits to clients, reported to First Vice President.
Citytrust Banking Corporation Assistant Vice President
Managed desk for corporate accounts, set-up credit lines, engaged in fx trading with exporters, solicited accounts, interviewed customers, evaluated qualification, obtained documentation and recommended credit lines. Coordinated with servicing department to ensure service quality, exceeded targetted goals by 40% and promoted to AVP.
MORTGAGE EXPERIENCE
Fidelity National Financial/Chicago Title Company April 2005 Nov. 2007
Accounting Staff/Payoff Administrator
Processed daily pay-off banking reports, handled daily reconciliations, assisted pay-offs for residential and commercial accounts. Monitored, reviewed incoming fundings for residential and commercial accounts. Approved release of funds electronically. Initiated fund payments electronically. Coordinated with escrow officers on misrouted fundings.
Secured Funding Corporation
Escrow Disbursement Coordinator July 2004 - Feb. 2005
Prepared settlement statements and calculated APR-affecting fees, mortgage pay-off and debts for payment. Ordered preliminary titles thru Examnet. Disbursed checks to customers, coordinated with lenders on mortgages for pay-off. Processed 148 accounts within a three-month-period. Held all documents and funds until all conditions are completed. Carried out the escrow instructions. Audited loan packages and prepared files for sale to the secondary market.
Bank of America California Oct. 2001 March 2004
Senior National Post Closing Specialist
Audited deed of trusts, subordination agreements, settlement statements, trust-in-lending disclosure statements, borrowers certification, affiliated business arrangement disclosure statement, automatic payment transfer authorization and subordination agreements, etc. Ensured compliance with federal, state and company guidelines. Utilized LPS and Dart in review and exceeded audit goals by over 50%
Payoff Specialist
Verified rate locks, signing dates of documents and processes pay-offs via LPS and Dart system. Issues checks for deed recordation. Coordinated with Home Service Specialist and Title Agents for missing documentations. Researched complex escalations.
Escrow Holdback Specialist
Authorized releases of funds to finance home improvements. Monitored projects status with contractors. Ordered final appraisal after project completion. Coordinated with escrow officers and customers to ensure fund releases in a timely manner. Coordinated with account executive, loan processor on issues to be resolved and cleared 65 accounts in few months time.
TRAININGS
Document and Record Tracking System Loan Processing System Pay-Offs
Mortgage Post Closing Audit Escrow Holdbacks LoanWorks
Electronic Banking System Escrow Distribution
AWARDS
Citibank , N.A. Cebu Branch's First Service Excellence Awardee, awarded by Citicorp Chairman.
Citytrust Banking Corporation's Instant Super Service Awardee
SKILLS
Jolly Giant Program Word Excel LoanWorks Rilos Efax
Contour Quickbooks Quicken DataTrac Point Outlook
AFFILIATIONS
Toastmasters Club, Past Treasurer and Member Junior Achievement - USC, Past Executive Adviser
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