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Valerie
US-Ohio-Cleveland
Mortgage Underwriter III
Seeking a career as a mortgage underwriter, contract mortgage underwriter or entry level insurance underwriter,personal lines. Have experience with DU and LP. have been in banking since 1988.
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in first and second mortgages and home equity lines of credit. Consistently ranked as one of the volume leaders in production with a personal average of 295 files underwritten per month.
Sr. Residential Mortgage Loan Underwriter
8/1999 - 1/2004 Charter One Bank, Cleveland, Ohio
Underwrote Retail residential first mortgages, second mortgages and home equity lines of credit. Effectively used FNMA\'s Desktop Underwriter and guided loan processors in their use of this software. Ability to weigh credit, income and asset information to determine credit worthiness and risk to bank.
Contract Underwriter
7/1998 - 4/1999 United Guaranty Mortgage Insurance Corporation, Independence, Ohio
Underwrote for a number of banks on a contract basis. Required to maintain and adhere to multiple sets of guidelines for several lenders.
Underwriter I
4/1997 - 6/1998 Charter One Bank, Cleveland, Ohio
Entry level underwriting position. Approved retail first and second mortgages, and home equity lines of credit consistent with published guidelines within lending authority limit of $500K.
Loan processor III
8/1995 - 4/1997 Charter One Bank, Cleveland, Ohio
Gathered and analyzed credit, income and asset information pertinent to loan approval.
Education
9/1983 - 12/1988 Long Island University, Greenvale, New York
Bachelor\'s Degree
Skills
Skill Name Skill Level Last Used/Experience
MS Office,Outlook, Word, Excel Intermediate Currently used/10
Additional Info
I have been in the banking industry for twenty years. In that time I have mastered organizational, communication and analytical skills with the proven ability to weigh risk through sound credit decisions and adherence to lender policies.
References available upon request.
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