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Elena
US-California-Oakland/East Bay
Senior Underwriter
Seeking for Underwriting position utilizing my education and more than 21 years experience in Mortgage Banking
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nal conforming and non-conforming loans. Make sure loans conform to Investors and government guidelines. Provide assistance/guidance to Loan Officers and brokers regarding underwriting issues
11/1998 to 8/2001 PMI Mortgage Insurance Co – Servicing & Claims Specialist
Process and analyze delinquent loans for financial loss prevention and mitigation. Coordinate with Customers, realtors, borrowers. Review appraisal/BPO to make sure still has sufficient collateral. Settle claims and process payment.
04/1998 to 11/1998 Standard Financial – Quality Control Supervisor
Responsible for all the QC monthly report. Review 10% of loans closed and make sure loans were in compliance with Government & Investor guidelines. Also responsible for all the pre-funding audit
04/1996 to 4/1998 Greenpoint Mtge (Headland Mtge) - Sr. Quality Control Analyst
Responsible for all pre-funding audit for Conventional and Government loan that comes in the door. Make sure loan conforms to Government & Investor guidelines. Perform appraisal review
08/1986 to 04/1996 Greater Suburban Mtge – Quality Control Supervisor
Supervise Quality Control Analyst. Make sure Analyst review loans in compliance with government and Investor guidelines. Perform both pre-funding & post funding audit for both Conventional & Government loans
EDUCATION: Merritt College, Oakland, CA – 12 units of Real Estate Course
MBA – Loan Underwriting and Loan Processing
Phil. School of Business Administration – BSBA – Management
Numerous Underwriting, Processing, Appraisal and Lending seminars
REFERENCE: Available upon request
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