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Name:

Melody

Location:

US-Massachusetts-Boston North

Experience:

Willing to Relocate:

Willing to Travel:

Most Recent Job Title:

Wholesale Account Executive

Personal Website:

Objective:

Successful Mortgage Banking professional pursuing an opportunity in a related field to apply my skills and 20 years of experience to reach targeted goals.

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sed files for loan approval.§ Established relationships with Real Estate Agents.§ Tracked participation rates.
2002-2003 Coldwell Banker Newburyport, MAAssistant Loan Officer§ Assisted Loan Officer in processing files for approval.§ Proficient in use of Fannie Mae Desktop Underwriter.
2001-2002 Coldwell Banker Newburyport, MAReal Estate Agent§ Worked in all facets of listing/selling residential homes.1991-1995 Merrill Lynch New York, NYContract Underwriter§ Reviewed underwriting of a wide variety of loans to determine eligibility for sale and or acquisition under FNMA/FHLMC/GNMA guidelines, as well as other investor’s.§ Trained in Leadership responsibilities for Pre-Bid Audits, Full Underwriting Projects, Ritzy-Mae Securitizations, CMO and Asset backed Transactions.§ Quality control of third party due diligence, auditing, data file management.1992-1994 GE Capital Mortgage Insurance Irvine, CAContract Underwriter§ Loan underwriter for Pool and Primary Insurance according to various investor and GE guidelines.§ Inspected loan portfolios for potential acquisition.1989-1991 Priority Financial, Inc. Mission Viejo, CAOffice Manager/Senior Loan Officer· Responsible for loan origination and file maintenance, including pre-qualifying, underwriting, and loan processing.· Loans included purchases, refinances, 2nd and 3rd trust deeds, government, conventional, and FHA Title 1.· Responsible for recruiting and training new loan officers.1988-1989 Huntington Pacific T&L Huntington Beach, CAAccount Executive§ Responsible for all aspects of FHA Title 1 loans, from origination to closing.1987-1988 Century 21 Mortgage Newport Beach, CACorporate Coordinator§ Coordinated and tracked collateral packages form branches nationwide to sub-servicers.§ Assisted in opening a production branch in the corporate office, and for funding of their loans.
Education 1975-1977 Golden West College Huntington Beach, CA
Volunteer Experience Participated as a Parent Teacher in local Kindergarten class. Contribute as Parent volunteer to elementary school classes. Mentor Cub Scouts in local Pack. Member Merrimac PTO.





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